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What You Need To Qualify For A Mortgage In Todays Market
Dated: August 11 2015
Downpayment - Typically between 5-20% of the purchase price. Many buyers are putting down less than 10%, some as low as 3%. Citrus County qualifies as a Rural area with USDA which would require no money down.
Income Verification, Credit History & Asset Documentation
Appraisal - Your Lender will need to verify the value of the home you want to purchase.
Good Credit History.
It's a good idea to get pre qualified before shopping for a home. This could be a big time saver for you. It will help you to focus on only the properties that are within your budget and help avoid disappointment if you realize that Dream House is just outside of your budget.
To get started looking for your next home in Crystal River, FL or any of the other areas I cover, give me a call or email and I will be happy to connect you with one of our mortgage lenders.